Dsp Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹23.11(R) +0.01% ₹23.9(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.42% 6.16% 6.4% 6.91% 7.17%
LumpSum (D) 8.7% 6.43% 6.68% 7.2% 7.48%
SIP (R) -8.81% 5.42% 5.67% 5.47% 5.96%
SIP (D) -8.57% 5.69% 5.94% 5.75% 6.25%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.56 -0.2 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.25% -0.18% -0.56% - 0.88%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Daily Reinvest 10.15
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest 10.16
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Weekly 10.16
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly 10.16
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Quarterly 10.25
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly 10.26
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Monthly 10.31
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly 10.32
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 10.85
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW 10.87
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - Growth 23.11
0.0000
0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - Growth 23.9
0.0000
0.0100%

Review Date: 17-01-2025

Dsp Banking & Psu Debt Fund has exhibited very good performance in the Banking and PSU Debt Fund category. The fund has rank of 3 out of 19 funds in the category. The fund has delivered return of 8.42% in 1 year, 6.16% in 3 years, 6.4% in 5 years and 7.17% in 10 years. The category average for the same periods is 7.69%, 6.05%, 6.28% and 7.11% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.25, VaR of -0.18, Average Drawdown of -0.19, Semi Deviation of 0.88 and Max Drawdown of -0.56. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹10870.0 in 1 year, ₹12056.0 in 3 years and ₹13815.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹11435.0 in 1 year, ₹39258.0 in 3 years and ₹69730.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.25 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.56 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.15
0.42
0.15 | 0.51 22 | 22 Poor
3M Return % 1.05
1.41
1.05 | 1.72 22 | 22 Poor
6M Return % 3.79
3.68
3.42 | 3.88 6 | 22 Very Good
1Y Return % 8.42
7.69
7.15 | 8.42 1 | 22 Very Good
3Y Return % 6.16
6.05
5.39 | 8.26 5 | 19 Very Good
5Y Return % 6.40
6.28
5.60 | 7.22 7 | 15 Good
7Y Return % 6.91
6.83
5.95 | 7.57 9 | 15 Average
10Y Return % 7.17
7.11
6.32 | 7.47 7 | 12 Average
1Y SIP Return % -8.81
-8.96
-9.28 | -8.77 6 | 22 Very Good
3Y SIP Return % 5.42
5.16
4.82 | 5.62 3 | 19 Very Good
5Y SIP Return % 5.67
5.60
5.11 | 6.64 6 | 15 Good
7Y SIP Return % 5.47
5.38
4.83 | 5.85 8 | 15 Good
10Y SIP Return % 5.96
5.82
5.28 | 6.16 6 | 13 Good
Standard Deviation 1.25
1.29
0.73 | 3.21 14 | 19 Average
Semi Deviation 0.88
0.94
0.52 | 1.70 9 | 19 Good
Max Drawdown % -0.56
-0.87
-2.46 | 0.00 8 | 19 Good
VaR 1 Y % -0.18
-0.45
-2.69 | 0.00 12 | 19 Average
Average Drawdown % -0.19
-0.58
-1.67 | 0.00 4 | 19 Very Good
Sharpe Ratio -0.56
-0.80
-1.12 | 0.38 4 | 19 Very Good
Sterling Ratio 0.58
0.55
0.41 | 0.77 6 | 19 Good
Sortino Ratio -0.20
-0.24
-0.36 | 0.36 4 | 19 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.18 0.46 0.18 | 0.55 21 | 21
3M Return % 1.13 1.51 1.13 | 1.81 21 | 21
6M Return % 3.94 3.88 3.62 | 4.06 8 | 21
1Y Return % 8.70 8.09 7.55 | 8.70 1 | 21
3Y Return % 6.43 6.48 5.78 | 8.56 7 | 18
5Y Return % 6.68 6.72 6.01 | 7.44 9 | 14
7Y Return % 7.20 7.25 6.13 | 7.90 11 | 14
10Y Return % 7.48 7.49 6.81 | 7.88 9 | 12
1Y SIP Return % -8.57 -8.63 -8.95 | -8.45 9 | 21
3Y SIP Return % 5.69 5.57 5.27 | 5.92 4 | 18
5Y SIP Return % 5.94 6.00 5.49 | 6.90 8 | 14
7Y SIP Return % 5.75 5.79 5.23 | 6.19 9 | 14
10Y SIP Return % 6.25 6.24 5.71 | 6.58 7 | 12
Standard Deviation 1.25 1.29 0.73 | 3.21 14 | 19
Semi Deviation 0.88 0.94 0.52 | 1.70 9 | 19
Max Drawdown % -0.56 -0.87 -2.46 | 0.00 8 | 19
VaR 1 Y % -0.18 -0.45 -2.69 | 0.00 12 | 19
Average Drawdown % -0.19 -0.58 -1.67 | 0.00 4 | 19
Sharpe Ratio -0.56 -0.80 -1.12 | 0.38 4 | 19
Sterling Ratio 0.58 0.55 0.41 | 0.77 6 | 19
Sortino Ratio -0.20 -0.24 -0.36 | 0.36 4 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W -0.02 ₹ 9,998.00 -0.02 ₹ 9,998.00
1M 0.15 ₹ 10,015.00 0.18 ₹ 10,018.00
3M 1.05 ₹ 10,105.00 1.13 ₹ 10,113.00
6M 3.79 ₹ 10,379.00 3.94 ₹ 10,394.00
1Y 8.42 ₹ 10,842.00 8.70 ₹ 10,870.00
3Y 6.16 ₹ 11,964.00 6.43 ₹ 12,056.00
5Y 6.40 ₹ 13,639.00 6.68 ₹ 13,815.00
7Y 6.91 ₹ 15,964.00 7.20 ₹ 16,270.00
10Y 7.17 ₹ 19,988.00 7.48 ₹ 20,571.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.81 ₹ 11,418.38 -8.57 ₹ 11,434.84
3Y ₹ 36000 5.42 ₹ 39,095.60 5.69 ₹ 39,258.29
5Y ₹ 60000 5.67 ₹ 69,253.56 5.94 ₹ 69,730.26
7Y ₹ 84000 5.47 ₹ 102,065.38 5.75 ₹ 103,073.54
10Y ₹ 120000 5.96 ₹ 162,939.12 6.25 ₹ 165,427.20
15Y ₹ 180000 ₹ ₹


Date Dsp Banking & Psu Debt Fund NAV Regular Growth Dsp Banking & Psu Debt Fund NAV Direct Growth
17-01-2025 23.1141 23.9005
16-01-2025 23.1127 23.8987
15-01-2025 23.0781 23.8627
14-01-2025 23.0717 23.8558
13-01-2025 23.0769 23.8609
10-01-2025 23.1194 23.9041
09-01-2025 23.1196 23.904
08-01-2025 23.1218 23.9061
07-01-2025 23.1255 23.9096
06-01-2025 23.1055 23.8887
03-01-2025 23.1008 23.883
02-01-2025 23.0894 23.871
01-01-2025 23.0849 23.866
31-12-2024 23.0912 23.8723
30-12-2024 23.0789 23.8594
27-12-2024 23.0647 23.8439
26-12-2024 23.0548 23.8334
24-12-2024 23.0542 23.8322
23-12-2024 23.0649 23.843
20-12-2024 23.045 23.8217
19-12-2024 23.0583 23.8352
18-12-2024 23.087 23.8646
17-12-2024 23.0795 23.8566

Fund Launch Date: 10/Sep/2013
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/ undertakings. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.